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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,640 | $70,587+55.3% | $124,694-12.1% | $85,851+27.7% |
| Participation rate | 100.0% | 64.4%+35.6pp | 74.6%+25.4pp | 69.3%+30.7pp |
| Annual return | 22.78% | 20688.83%-20666.1pp | 5144.82%-5122.0pp | 318.63%-295.9pp |
| Employer contribution / active EE | $2,735 | $1,913+42.9% | $3,325-17.7% | $2,565+6.6% |
| Participant deferral / active EE | $6,806 | $2,969+129.3% | $4,615+47.5% | $3,952+72.2% |
| Admin fee / account holder | $4,697 | $5,282-11.1% | $7,495-37.3% | $6,261-25.0% |