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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,065 | $157,296+44.4% | $141,191+60.8% | $152,897+48.5% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 22.64% | 64.34%-41.7pp | 71.41%-48.8pp | 345.43%-322.8pp |
| Employer contribution / active EE | $14,286 | $5,262+171.5% | $4,736+201.6% | $4,764+199.9% |
| Participant deferral / active EE | $8,781 | $7,111+23.5% | $6,710+30.9% | $5,851+50.1% |
| Admin fee / account holder | $1,055 | $12,125-91.3% | $10,264-89.7% | $11,599-90.9% |