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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,689 | $138,076+77.9% | $123,553+98.9% | $135,380+81.5% |
| Participation rate | 71.4% | 84.7%-13.3pp | 82.3%-10.9pp | 82.6%-11.2pp |
| Annual return | -5.49% | 153.70%-159.2pp | 119.21%-124.7pp | 519.81%-525.3pp |
| Employer contribution / active EE | $14,286 | $5,152+177.3% | $4,628+208.7% | $4,779+198.9% |
| Participant deferral / active EE | $8,034 | $6,800+18.2% | $6,426+25.0% | $5,609+43.2% |
| Admin fee / account holder | $4,388 | $10,917-59.8% | $9,284-52.7% | $10,828-59.5% |