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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,047 | $135,956+31.7% | $123,894+44.5% | $273,972-34.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.09% | 56.63%-51.5pp | 47.52%-42.4pp | 41.46%-36.4pp |
| Employer contribution / active EE | $14,287 | $5,170+176.4% | $4,617+209.5% | $4,869+193.4% |
| Participant deferral / active EE | $7,891 | $6,343+24.4% | $5,984+31.9% | $5,287+49.3% |
| Admin fee / account holder | $20,210 | $9,817+105.9% | $8,357+141.8% | $10,133+99.5% |