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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,598 | $64,462-58.7% | $81,482-67.4% | $80,911-67.1% |
| Participation rate | 77.1% | 63.9%+13.3pp | 69.5%+7.6pp | 67.6%+9.5pp |
| Annual return | 8.45% | 16.35%-7.9pp | 24.79%-16.3pp | 35.63%-27.2pp |
| Employer contribution / active EE | $743 | $1,979-62.4% | $2,463-69.8% | $2,756-73.0% |
| Participant deferral / active EE | $1,654 | $3,094-46.5% | $3,885-57.4% | $4,297-61.5% |
| Admin fee / account holder | $7,802 | $5,678+37.4% | $5,761+35.4% | $6,935+12.5% |