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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,535 | $58,099-50.9% | $76,872-62.9% | $75,173-62.0% |
| Participation rate | 77.1% | 63.9%+13.3pp | 69.6%+7.6pp | 67.2%+9.9pp |
| Annual return | 10.55% | 26.71%-16.2pp | 37.90%-27.4pp | 160.72%-150.2pp |
| Employer contribution / active EE | $716 | $1,996-64.1% | $2,533-71.8% | $2,671-73.2% |
| Participant deferral / active EE | $1,506 | $2,999-49.8% | $3,832-60.7% | $4,126-63.5% |
| Admin fee / account holder | $1,073 | $4,778-77.5% | $5,476-80.4% | $5,651-81.0% |