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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,426 | $77,908+171.4% | $149,696+41.2% | $75,173+181.3% |
| Participation rate | 93.1% | 65.6%+27.5pp | 78.8%+14.3pp | 67.2%+25.9pp |
| Annual return | 12.95% | 31.73%-18.8pp | 134.46%-121.5pp | 160.72%-147.8pp |
| Employer contribution / active EE | $6,420 | $3,138+104.6% | $4,821+33.2% | $2,671+140.4% |
| Participant deferral / active EE | $8,581 | $3,411+151.6% | $5,682+51.0% | $4,126+108.0% |
| Admin fee / account holder | $1,265 | $5,950-78.7% | $13,212-90.4% | $5,651-77.6% |