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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,241 | $95,406+131.9% | $185,849+19.0% | $85,847+157.7% |
| Participation rate | 98.4% | 68.8%+29.6pp | 81.7%+16.7pp | 69.3%+29.1pp |
| Annual return | 9.15% | 23.59%-14.4pp | 122.10%-112.9pp | 318.61%-309.5pp |
| Employer contribution / active EE | $4,843 | $3,314+46.2% | $5,169-6.3% | $2,565+88.8% |
| Participant deferral / active EE | $6,377 | $3,424+86.3% | $5,569+14.5% | $3,952+61.4% |
| Admin fee / account holder | $1,432 | $7,214-80.2% | $16,244-91.2% | $6,261-77.1% |