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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,440 | $91,198+123.1% | $178,503+14.0% | $79,856+154.8% |
| Participation rate | 93.4% | 69.2%+24.2pp | 81.9%+11.5pp | 69.6%+23.8pp |
| Annual return | 6.35% | 24.20%-17.8pp | 151.12%-144.8pp | 31.71%-25.4pp |
| Employer contribution / active EE | $4,626 | $3,257+42.1% | $5,011-7.7% | $2,471+87.2% |
| Participant deferral / active EE | $5,388 | $3,237+66.5% | $5,202+3.6% | $3,741+44.0% |
| Admin fee / account holder | $1,380 | $6,748-79.5% | $13,987-90.1% | $5,306-74.0% |