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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,614 | $54,380+37.2% | $68,509+8.9% | $59,633+25.1% |
| Participation rate | 63.5% | 70.2%-6.7pp | 74.7%-11.3pp | 68.7%-5.2pp |
| Annual return | -1.47% | 2.83%-4.3pp | 8.27%-9.7pp | 2041.45%-2042.9pp |
| Employer contribution / active EE | $2,132 | $1,539+38.6% | $2,278-6.4% | $2,203-3.2% |
| Participant deferral / active EE | $3,348 | $2,643+26.7% | $3,382-1.0% | $3,192+4.9% |
| Admin fee / account holder | $7,180 | $3,885+84.8% | $5,275+36.1% | $4,297+67.1% |