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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,431 | $81,208+82.8% | $98,920+50.1% | $79,852+85.9% |
| Participation rate | 80.0% | 72.5%+7.5pp | 76.0%+4.0pp | 69.6%+10.4pp |
| Annual return | 14.23% | 60.99%-46.8pp | 196.47%-182.2pp | 31.72%-17.5pp |
| Employer contribution / active EE | $2,919 | $1,960+49.0% | $2,689+8.5% | $2,471+18.1% |
| Participant deferral / active EE | $5,072 | $3,265+55.3% | $4,245+19.5% | $3,740+35.6% |
| Admin fee / account holder | $2,390 | $6,013-60.3% | $6,643-64.0% | $5,306-55.0% |