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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,619 | $96,678+25.8% | $86,640+40.4% | $139,466-12.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 9.63% | 106.69%-97.1pp | 592.52%-582.9pp | 373.66%-364.0pp |
| Employer contribution / active EE | $3,527 | $3,265+8.0% | $3,024+16.6% | $4,754-25.8% |
| Participant deferral / active EE | $5,557 | $4,837+14.9% | $4,438+25.2% | $6,712-17.2% |
| Admin fee / account holder | $32,134 | $6,410+401.3% | $5,616+472.2% | $11,409+181.7% |