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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,145 | $84,685-31.3% | $73,836-21.3% | $125,389-53.6% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -2.53% | 3123.80%-3126.3pp | 2268.06%-2270.6pp | 282.24%-284.8pp |
| Employer contribution / active EE | $1,506 | $3,123-51.8% | $2,787-46.0% | $4,866-69.1% |
| Participant deferral / active EE | $3,960 | $3,993-0.8% | $3,583+10.5% | $5,352-26.0% |
| Admin fee / account holder | $3,102 | $5,694-45.5% | $4,882-36.5% | $9,541-67.5% |