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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,225 | $97,732-57.8% | $83,831-50.8% | $135,380-69.5% |
| Participation rate | 60.0% | 80.0%-20.0pp | 76.1%-16.1pp | 82.6%-22.6pp |
| Annual return | -7.05% | 1287.56%-1294.6pp | 850.99%-858.0pp | 519.81%-526.9pp |
| Employer contribution / active EE | $2,077 | $4,222-50.8% | $3,631-42.8% | $4,779-56.5% |
| Participant deferral / active EE | $4,723 | $4,683+0.9% | $4,082+15.7% | $5,609-15.8% |
| Admin fee / account holder | $299 | $6,675-95.5% | $5,479-94.5% | $10,828-97.2% |