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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,089 | $106,008-62.2% | $92,240-56.5% | $147,586-72.8% |
| Participation rate | 88.2% | 80.4%+7.8pp | 76.5%+11.8pp | 82.8%+5.4pp |
| Annual return | 19.29% | 50.05%-30.8pp | 176.29%-157.0pp | 578.59%-559.3pp |
| Employer contribution / active EE | $3,153 | $4,333-27.2% | $3,680-14.3% | $4,876-35.3% |
| Participant deferral / active EE | $5,671 | $4,478+26.6% | $3,897+45.5% | $5,439+4.3% |
| Admin fee / account holder | $419 | $6,333-93.4% | $5,194-91.9% | $10,886-96.2% |