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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,738 | $217,427-60.6% | $185,837-53.9% | $167,518-48.8% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | -8.72% | 148.39%-157.1pp | 122.08%-130.8pp | 478.71%-487.4pp |
| Employer contribution / active EE | $5,326 | $5,874-9.3% | $5,168+3.0% | $4,838+10.1% |
| Participant deferral / active EE | $2,665 | $6,357-58.1% | $5,568-52.1% | $6,342-58.0% |
| Admin fee / account holder | $17,777 | $19,816-10.3% | $16,241+9.5% | $12,312+44.4% |