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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,594 | $209,422-52.9% | $178,503-44.8% | $158,982-38.0% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.7pp |
| Annual return | -17.29% | 188.81%-206.1pp | 151.12%-168.4pp | 302.99%-320.3pp |
| Employer contribution / active EE | $5,154 | $5,707-9.7% | $5,011+2.9% | $4,763+8.2% |
| Participant deferral / active EE | $1,707 | $5,955-71.3% | $5,202-67.2% | $5,983-71.5% |
| Admin fee / account holder | $173,008 | $17,079+913.0% | $13,987+1136.9% | $11,252+1437.6% |