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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,934 | $138,114+62.9% | $125,391+79.4% | $134,545+67.2% |
| Participation rate | 64.3% | 84.5%-20.2pp | 82.4%-18.1pp | 81.2%-16.9pp |
| Annual return | -10.34% | 750.88%-761.2pp | 572.41%-582.8pp | 418.37%-428.7pp |
| Employer contribution / active EE | $2,467 | $5,246-53.0% | $4,816-48.8% | $4,742-48.0% |
| Participant deferral / active EE | $3,474 | $7,801-55.5% | $7,448-53.4% | $6,401-45.7% |
| Admin fee / account holder | $26,560 | $11,570+129.6% | $10,009+165.4% | $11,431+132.4% |