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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,563 | $176,120+37.2% | $159,487+51.5% | $167,553+44.2% |
| Participation rate | 73.3% | 85.0%-11.6pp | 82.8%-9.5pp | 82.1%-8.8pp |
| Annual return | 9.76% | 331.95%-322.2pp | 263.71%-254.0pp | 478.89%-469.1pp |
| Employer contribution / active EE | $2,803 | $5,299-47.1% | $4,831-42.0% | $4,840-42.1% |
| Participant deferral / active EE | $4,149 | $7,752-46.5% | $7,354-43.6% | $6,343-34.6% |
| Admin fee / account holder | $60,188 | $12,561+379.2% | $10,804+457.1% | $12,316+388.7% |