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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,956 | $165,399+45.7% | $149,745+60.9% | $158,982+51.6% |
| Participation rate | 82.4% | 84.6%-2.2pp | 82.5%-0.1pp | 82.0%+0.4pp |
| Annual return | 7.25% | 348.34%-341.1pp | 276.72%-269.5pp | 302.99%-295.7pp |
| Employer contribution / active EE | $2,526 | $5,105-50.5% | $4,646-45.6% | $4,763-47.0% |
| Participant deferral / active EE | $4,037 | $7,183-43.8% | $6,843-41.0% | $5,983-32.5% |
| Admin fee / account holder | $23,491 | $10,811+117.3% | $9,312+152.3% | $11,252+108.8% |