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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $486,536 | $150,442+223.4% | $136,295+257.0% | $147,585+229.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.41% | 1049.09%-1033.7pp | 5155.97%-5140.6pp | 578.56%-563.1pp |
| Employer contribution / active EE | $19,978 | $5,256+280.1% | $4,695+325.5% | $4,876+309.7% |
| Participant deferral / active EE | $1,930 | $6,630-70.9% | $6,247-69.1% | $5,439-64.5% |
| Admin fee / account holder | $10,123 | $10,905-7.2% | $9,243+9.5% | $10,885-7.0% |