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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,837 | $148,629+207.4% | $135,982+236.0% | $139,487+227.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.95% | 79.33%-66.4pp | 68.32%-55.4pp | 373.84%-360.9pp |
| Employer contribution / active EE | $21,703 | $5,247+313.7% | $4,859+346.6% | $4,755+356.4% |
| Participant deferral / active EE | $4,189 | $8,102-48.3% | $7,760-46.0% | $6,713-37.6% |
| Admin fee / account holder | $264,041 | $12,406+2028.3% | $10,767+2352.3% | $11,407+2214.7% |