Filed December 10, 1997
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $255,896 |
FIRST LIGHT RETIREMENT LLC4 years Service code 27 · EIN 86-3483132 | Advisory (Plan) | $121,344 |
NATIONAL BENEFIT SERVICES, LLC10+ years Service code 13 · EIN 20-3886993 | Contract Administrator | $69,439 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,147 | $119,446+108.6% | $150,045+66.0% | $85,563+191.2% |
| Participation rate | 89.8% | 75.4%+14.3pp | 82.3%+7.4pp | 66.0%+23.8pp |
| Annual return | 20.23% | 23.72%-3.5pp | 62.55%-42.3pp | 31.51%-11.3pp |
| Employer contribution / active EE | $4,042 | $4,078-0.9% | $4,693-13.9% | $2,654+52.3% |
| Participant deferral / active EE | $8,895 | $7,985+11.4% | $7,997+11.2% | $4,375+103.3% |
| Admin fee / account holder | $683 | $548+24.7% | $13,435-94.9% | $834-18.1% |