Filed December 10, 1997
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $188,409 |
FIRST LIGHT RETIREMENT LLC2 years Service code 27 · EIN 86-3483132 | Advisory (Plan) | $90,390 |
NATIONAL BENEFIT SERVICES, LLC8+ years Service code 13 · EIN 20-3886993 | Contract Administrator | $53,672 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,331 | $95,274+123.9% | $135,903+57.0% | $74,419+186.7% |
| Participation rate | 93.3% | 78.2%+15.1pp | 81.9%+11.4pp | 70.7%+22.6pp |
| Annual return | 13.55% | 32.77%-19.2pp | 68.23%-54.7pp | 34.38%-20.8pp |
| Employer contribution / active EE | $8,234 | $3,874+112.5% | $4,856+69.6% | $2,637+212.2% |
| Participant deferral / active EE | $7,174 | $7,782-7.8% | $7,758-7.5% | $4,528+58.4% |
| Admin fee / account holder | $526 | $266+97.9% | $10,762-95.1% | $348+51.4% |