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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,623 | $181,896+5.9% | $156,551+23.0% | $273,972-29.7% |
| Participation rate | 93.3% | 88.4%+4.9pp | 84.0%+9.3pp | 83.0%+10.3pp |
| Annual return | -4.91% | 30.74%-35.6pp | 32.23%-37.1pp | 41.46%-46.4pp |
| Employer contribution / active EE | $4,682 | $6,248-25.1% | $5,501-14.9% | $4,869-3.8% |
| Participant deferral / active EE | $6,123 | $5,550+10.3% | $4,871+25.7% | $5,287+15.8% |
| Admin fee / account holder | $169,825 | $15,560+991.4% | $13,028+1203.5% | $10,133+1576.0% |