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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,932 | $198,457+37.5% | $170,435+60.1% | $147,586+84.9% |
| Participation rate | 92.9% | 88.0%+4.9pp | 83.6%+9.3pp | 82.8%+10.0pp |
| Annual return | 13.11% | 257.30%-244.2pp | 205.94%-192.8pp | 578.59%-565.5pp |
| Employer contribution / active EE | $5,497 | $6,183-11.1% | $5,432+1.2% | $4,876+12.7% |
| Participant deferral / active EE | $5,929 | $5,629+5.3% | $4,939+20.0% | $5,439+9.0% |
| Admin fee / account holder | $3,138 | $16,852-81.4% | $13,881-77.4% | $10,886-71.2% |