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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,790 | $158,817-37.8% | $121,205-18.5% | $135,377-27.0% |
| Participation rate | 75.0% | 79.3%-4.3pp | 71.8%+3.2pp | 82.6%-7.6pp |
| Annual return | 2.53% | -0.64%+3.2pp | 16.93%-14.4pp | 519.75%-517.2pp |
| Employer contribution / active EE | $0 | $5,665-100.0% | $4,022-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,255 | $4,005-18.7% | $3,345-2.7% | $5,609-42.0% |
| Admin fee / account holder | $45,990 | $6,512+606.2% | $5,020+816.2% | $10,828+324.7% |