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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,922 | $153,311-29.0% | $109,313-0.4% | $273,972-60.2% |
| Participation rate | 80.0% | 80.1%-0.1pp | 71.3%+8.7pp | 83.0%-3.0pp |
| Annual return | 0.16% | 29.86%-29.7pp | 22.07%-21.9pp | 41.46%-41.3pp |
| Employer contribution / active EE | $0 | $5,619-100.0% | $3,892-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $4,542 | $3,932+15.5% | $3,166+43.4% | $5,287-14.1% |
| Admin fee / account holder | $5,892 | $8,076-27.0% | $5,666+4.0% | $10,133-41.9% |