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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,500 | $73,863+103.8% | $143,797+4.7% | $68,490+119.7% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -14.89% | 0.91%-15.8pp | -0.04%-14.9pp | -7.85%-7.0pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,767 | $3,385+70.4% | $5,638+2.3% | $4,028+43.2% |
| Admin fee / account holder | $3,490 | $5,756-39.4% | $14,679-76.2% | $5,403-35.4% |