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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,187 | $95,415+82.6% | $185,851-6.3% | $85,851+102.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 7.73% | 23.59%-15.9pp | 122.11%-114.4pp | 318.63%-310.9pp |
| Employer contribution / active EE | $8,531 | $3,314+157.4% | $5,168+65.1% | $2,565+232.5% |
| Participant deferral / active EE | $6,029 | $3,424+76.1% | $5,569+8.3% | $3,952+52.5% |
| Admin fee / account holder | $3,192 | $7,215-55.8% | $16,245-80.4% | $6,261-49.0% |