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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,788 | $85,171+65.3% | $172,753-18.5% | $72,976+92.9% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 14.36% | 27.32%-13.0pp | 803.00%-788.6pp | 81.02%-66.7pp |
| Employer contribution / active EE | $8,665 | $3,324+160.7% | $5,144+68.4% | $2,440+255.1% |
| Participant deferral / active EE | $5,790 | $3,260+77.6% | $5,198+11.4% | $3,608+60.5% |
| Admin fee / account holder | $3,373 | $5,880-42.6% | $13,956-75.8% | $5,124-34.2% |