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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,199 | $172,111-5.8% | $150,298+7.9% | $137,256+18.2% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 9.84% | 69.37%-59.5pp | 62.79%-52.9pp | 220.34%-210.5pp |
| Employer contribution / active EE | $14,049 | $4,636+203.0% | $4,154+238.2% | $4,156+238.0% |
| Participant deferral / active EE | $6,156 | $6,166-0.2% | $5,453+12.9% | $6,407-3.9% |
| Admin fee / account holder | $56,552 | $16,471+243.3% | $14,116+300.6% | $12,270+360.9% |