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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,886 | $239,571-76.7% | $183,328-69.5% | $137,256-59.3% |
| Participation rate | 91.7% | 82.4%+9.3pp | 77.3%+14.3pp | 80.0%+11.7pp |
| Annual return | 15.54% | 35.69%-20.1pp | 29.67%-14.1pp | 220.34%-204.8pp |
| Employer contribution / active EE | $3,366 | $6,148-45.3% | $5,055-33.4% | $4,156-19.0% |
| Participant deferral / active EE | $7,014 | $7,995-12.3% | $6,795+3.2% | $6,407+9.5% |
| Admin fee / account holder | $4,658 | $30,059-84.5% | $21,427-78.3% | $12,270-62.0% |