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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,267 | $102,385+277.3% | $147,080+162.6% | $80,935+377.3% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+28.9pp |
| Annual return | 14.19% | 135.09%-120.9pp | 420.17%-406.0pp | 35.66%-21.5pp |
| Employer contribution / active EE | $8,851 | $3,717+138.1% | $4,933+79.4% | $2,757+221.1% |
| Participant deferral / active EE | $15,510 | $6,651+133.2% | $8,066+92.3% | $4,299+260.7% |
| Admin fee / account holder | $9,892 | $7,951+24.4% | $12,989-23.8% | $6,924+42.9% |