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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,323 | $98,776+215.2% | $149,745+107.9% | $79,856+289.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 15.99% | 27.38%-11.4pp | 276.72%-260.7pp | 31.71%-15.7pp |
| Employer contribution / active EE | $7,396 | $3,217+129.9% | $4,646+59.2% | $2,471+199.3% |
| Participant deferral / active EE | $14,099 | $5,681+148.2% | $6,843+106.0% | $3,741+276.9% |
| Admin fee / account holder | $7,687 | $6,053+27.0% | $9,312-17.4% | $5,306+44.9% |