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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,445 | $82,678+285.2% | $125,391+154.0% | $68,490+364.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -16.00% | -5.97%-10.0pp | 572.41%-588.4pp | -7.85%-8.2pp |
| Employer contribution / active EE | $5,947 | $3,382+75.8% | $4,816+23.5% | $2,597+129.0% |
| Participant deferral / active EE | $15,697 | $6,111+156.8% | $7,448+110.7% | $4,028+289.7% |
| Admin fee / account holder | $16,688 | $6,277+165.8% | $10,009+66.7% | $5,403+208.9% |