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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,667 | $102,696-1.0% | $86,235+17.9% | $139,487-27.1% |
| Participation rate | 59.1% | 74.5%-15.4pp | 69.0%-9.9pp | 80.3%-21.2pp |
| Annual return | 18.90% | 1925.91%-1907.0pp | 1170.03%-1151.1pp | 373.84%-354.9pp |
| Employer contribution / active EE | $1,460 | $3,034-51.9% | $2,381-38.7% | $4,755-69.3% |
| Participant deferral / active EE | $3,636 | $4,679-22.3% | $3,987-8.8% | $6,713-45.8% |
| Admin fee / account holder | $5,513 | $8,667-36.4% | $6,856-19.6% | $11,407-51.7% |