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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,515 | $95,917-23.4% | $79,583-7.6% | $134,545-45.4% |
| Participation rate | 56.5% | 75.0%-18.5pp | 69.5%-13.0pp | 81.2%-24.7pp |
| Annual return | -18.45% | -2.70%-15.8pp | 0.16%-18.6pp | 418.37%-436.8pp |
| Employer contribution / active EE | $1,177 | $3,129-62.4% | $2,414-51.2% | $4,742-75.2% |
| Participant deferral / active EE | $3,170 | $4,694-32.5% | $3,986-20.5% | $6,401-50.5% |
| Admin fee / account holder | $3,566 | $9,132-60.9% | $6,835-47.8% | $11,431-68.8% |