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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,314 | $112,933-39.5% | $90,970-24.9% | $158,982-57.0% |
| Participation rate | 78.9% | 74.7%+4.2pp | 69.0%+9.9pp | 82.0%-3.0pp |
| Annual return | 16.23% | 215.82%-199.6pp | 134.60%-118.4pp | 302.99%-286.8pp |
| Employer contribution / active EE | $2,187 | $2,893-24.4% | $2,122+3.1% | $4,763-54.1% |
| Participant deferral / active EE | $5,527 | $4,128+33.9% | $3,373+63.9% | $5,983-7.6% |
| Admin fee / account holder | $1,327 | $8,047-83.5% | $5,961-77.7% | $11,252-88.2% |