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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SVCS Service code 15 · EIN 01-0233346 | Recordkeeping | $10,378 |
Service code 37 · EIN 04-2647786 | Loan Processing | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,078 | $65,582-49.6% | $64,099-48.4% | $71,495-53.7% |
| Participation rate | 96.7% | 73.2%+23.5pp | 72.3%+24.4pp | 67.9%+28.8pp |
| Annual return | 20.13% | 18.96%+1.2pp | 33.70%-13.6pp | 28.85%-8.7pp |
| Employer contribution / active EE | $2,465 | $2,671-7.7% | $2,748-10.3% | $2,589-4.8% |
| Participant deferral / active EE | $4,304 | $3,628+18.6% | $3,881+10.9% | $4,291+0.3% |
| Admin fee / account holder | $70 | $616-88.7% | $3,070-97.7% | $1,588-95.6% |