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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,312 | $43,338-39.3% | $59,887-56.1% | $64,173-59.0% |
| Participation rate | 78.1% | 69.2%+8.9pp | 74.7%+3.4pp | 69.6%+8.5pp |
| Annual return | -1.81% | -1.55%-0.3pp | 3.46%-5.3pp | 7.63%-9.4pp |
| Employer contribution / active EE | $2,127 | $2,030+4.8% | $2,722-21.9% | $2,381-10.6% |
| Participant deferral / active EE | $4,313 | $2,547+69.3% | $3,402+26.8% | $3,470+24.3% |
| Admin fee / account holder | $1,975 | $3,007-34.3% | $3,591-45.0% | $4,887-59.6% |