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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,587 | $81,870-15.0% | $119,608-41.8% | $68,495+1.6% |
| Participation rate | 86.2% | 71.9%+14.3pp | 79.3%+6.9pp | 67.9%+18.3pp |
| Annual return | -16.80% | -23.82%+7.0pp | -14.98%-1.8pp | -7.84%-9.0pp |
| Employer contribution / active EE | $3,481 | $2,692+29.3% | $4,232-17.8% | $2,596+34.1% |
| Participant deferral / active EE | $4,187 | $4,148+0.9% | $5,601-25.2% | $4,028+4.0% |
| Admin fee / account holder | $3,188 | $6,583-51.6% | $10,326-69.1% | $5,403-41.0% |