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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,233 | $131,835-77.8% | $108,582-73.1% | $273,972-89.3% |
| Participation rate | 82.6% | 83.5%-0.8pp | 79.6%+3.0pp | 83.0%-0.4pp |
| Annual return | 270.82% | -91.57%+362.4pp | -51.70%+322.5pp | 41.46%+229.4pp |
| Employer contribution / active EE | $2,240 | $4,913-54.4% | $3,758-40.4% | $4,869-54.0% |
| Participant deferral / active EE | $4,053 | $5,127-21.0% | $4,311-6.0% | $5,287-23.3% |
| Admin fee / account holder | $456 | $10,253-95.6% | $7,645-94.0% | $10,133-95.5% |