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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,619 | $117,904+68.5% | $102,457+93.9% | $145,978+36.1% |
| Participation rate | 91.7% | 78.6%+13.1pp | 76.5%+15.2pp | 80.3%+11.4pp |
| Annual return | 12.36% | 31.80%-19.4pp | 29.41%-17.0pp | 550.52%-538.2pp |
| Employer contribution / active EE | $4,242 | $3,613+17.4% | $3,022+40.4% | $4,662-9.0% |
| Participant deferral / active EE | $9,799 | $5,733+70.9% | $5,054+93.9% | $6,690+46.5% |
| Admin fee / account holder | $20,756 | $13,329+55.7% | $9,451+119.6% | $13,400+54.9% |