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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,697 | $110,212+66.7% | $96,534+90.3% | $139,466+31.7% |
| Participation rate | 92.3% | 78.1%+14.2pp | 76.0%+16.3pp | 80.3%+12.0pp |
| Annual return | 12.26% | 26.42%-14.2pp | 25.88%-13.6pp | 373.66%-361.4pp |
| Employer contribution / active EE | $3,616 | $3,620-0.1% | $2,965+21.9% | $4,754-23.9% |
| Participant deferral / active EE | $7,686 | $5,547+38.5% | $4,851+58.4% | $6,712+14.5% |
| Admin fee / account holder | $3,527 | $11,599-69.6% | $8,253-57.3% | $11,409-69.1% |