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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,405 | $88,815+94.1% | $81,882+110.6% | $145,897+18.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 5.10% | 1033.75%-1028.6pp | 779.47%-774.4pp | 552.29%-547.2pp |
| Employer contribution / active EE | $13,574 | $3,086+339.8% | $2,916+365.5% | $4,663+191.1% |
| Participant deferral / active EE | $6,471 | $4,647+39.3% | $4,323+49.7% | $6,689-3.3% |
| Admin fee / account holder | $49,321 | $8,434+484.8% | $7,360+570.2% | $13,390+268.3% |