Retirement plan

RUTAN & TUCKER, LLP 401(K) PLAN

Name: RUTAN & TUCKER, LLP - RUTAN & TUCKER, LLP 401(K) PLAN (2018) Form 5500
Creator: RUTAN & TUCKER, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RUTAN & TUCKER, LLP 401(K) PLAN, RUTAN & TUCKER, LLP

RUTAN & TUCKER, LLPEIN 95-3519027Plan #015PY 2018

611 ANTON BLVD SUITE 1400 - COSTA MESA, CA 92626714-641-5100rutan.comLinkedIn201-500 employeeslaw practice

Other plans on this EIN

2 filings

#013Retirement-$123.2M assets #018Retirement-$16.0M assets

Prospect flagsLow employer contributionCorrective distributions

How to read this page

Total assets (EOY)

$11.4M

-1.4% from 2017

Total participants

124

+5.1% from 2017

Average account balance

$105,851

-7.8% from 2017

Annual return

-5.29%

-14.09 pp from 2017

Benchmarks

See 25,535 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort25,535 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$19.08M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$139K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

137

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.34M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+26.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$25

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
MATRIX TRUST COMPANY3 years Service code 18 · EIN 75-3182674	Direct payment from the plan; Custodi...	$22,029
MORGAN STANLEY SMITH BARNEY1 year Service code 27 · EIN 20-8764829	Advisory (Plan)	$7,313
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: GREAT-WEST LIFE & ANNUITY INSURACNE Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$15
TD AMERITRADE, INC.1 year Service code 33 200 S. 108TH AVENUE · OMAHA, NE 68154	Securities brokerage	$0

Plan features & details

Pension benefit codes2E2F2G2J2R2T3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$21K

$261 / participant

Contract admin$21K99.7%
Other / not subdivided$600.3%

% of EOY assets

0.185%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WARNICK, MAESTAS & MARONEY
Auditor EIN: 330941619
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$105,851

$77,817+36.0%

$123,553-14.3%

$64,173+64.9%

Participation rate

80.2%

74.7%+5.5pp

82.3%-2.0pp

69.6%+10.7pp

Annual return

-5.29%

12.49%-17.8pp

119.21%-124.5pp

7.63%-12.9pp

Employer contribution / active EE

$3,014-100.0%

$4,628-100.0%

$2,381-100.0%

Participant deferral / active EE

$11,962

$5,240+128.3%

$6,426+86.2%

$3,470+244.8%

Admin fee / account holder

$196

$5,519-96.4%

$9,284-97.9%

$4,887-96.0%

Provider

Service type

Compensation

MATRIX TRUST COMPANY3 years

Service code 18 · EIN 75-3182674

Direct payment from the plan; Custodi...

$22,029

MORGAN STANLEY SMITH BARNEY1 year

Service code 27 · EIN 20-8764829

Advisory (Plan)

$7,313

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: GREAT-WEST LIFE & ANNUITY INSURACNE

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$15

TD AMERITRADE, INC.1 year

Service code 33

200 S. 108TH AVENUE · OMAHA, NE 68154

Securities brokerage

RUTAN & TUCKER, LLP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RUTAN & TUCKER, LLP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion