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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,523 | $176,077+59.3% | $159,455+75.9% | $167,518+67.5% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.75% | 331.83%-319.1pp | 263.63%-250.9pp | 478.71%-466.0pp |
| Employer contribution / active EE | $1,175 | $5,298-77.8% | $4,830-75.7% | $4,838-75.7% |
| Participant deferral / active EE | $6,384 | $7,751-17.6% | $7,353-13.2% | $6,342+0.7% |
| Admin fee / account holder | $5,034 | $12,556-59.9% | $10,800-53.4% | $12,312-59.1% |