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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,301 | $165,399+48.9% | $149,745+64.5% | $158,982+54.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 5.89% | 348.34%-342.4pp | 276.72%-270.8pp | 302.99%-297.1pp |
| Employer contribution / active EE | $1,513 | $5,105-70.4% | $4,646-67.4% | $4,763-68.2% |
| Participant deferral / active EE | $8,063 | $7,183+12.3% | $6,843+17.8% | $5,983+34.8% |
| Admin fee / account holder | $44,637 | $10,811+312.9% | $9,312+379.4% | $11,252+296.7% |