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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,840 | $54,757+128.0% | $90,304+38.2% | $72,975+71.1% |
| Participation rate | 96.2% | 65.2%+31.0pp | 73.3%+22.9pp | 69.5%+26.7pp |
| Annual return | 6.77% | 30.63%-23.9pp | 78.13%-71.4pp | 81.01%-74.2pp |
| Employer contribution / active EE | $2,242 | $2,093+7.1% | $2,855-21.5% | $2,440-8.1% |
| Participant deferral / active EE | $6,192 | $2,887+114.4% | $3,885+59.4% | $3,608+71.6% |
| Admin fee / account holder | $2,140 | $3,973-46.1% | $5,354-60.0% | $5,124-58.2% |